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title: How to protect your customers in one of the toughest years of threat
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[![Transmit Security](https://content.transmitsecurity.com/hubfs/raw_assets/public/TransmitSecurity_December2022/images/transmit-main-logo.svg "Transmit Security")](https://www.transmitsecurity.com/)

Online Security White Paper

- **How to Protect Your Customers in One of the Toughest Years of Threat**

![Whitepaper trio](https://content.transmitsecurity.com/hs-fs/hubfs/Whitepaper%20trio.png?width=2000&height=1297&name=Whitepaper%20trio.png "Whitepaper trio")

This whitepaper is a practical, lifecycle-based framework for defending banks, fintechs, and consumer platforms against the new generation of AI-enabled fraud and scams.

Authored by Ken Palla — former MUFG Union Bank Director, RSA eFraud Global Forum advisor, and 2019 Legends of Fraud Award recipient — this report maps the full 2026 threat landscape, from agentic phishing and deepfake social engineering to synthetic identity fraud and autonomous account-takeover agents.

It provides prioritized, actionable controls across every stage of the customer lifecycle, and introduces the Fraud 6.0 framework for what financial institutions must prepare for next.

Download the whitepaper to learn more.

 

[![Transmit security](https://content.transmitsecurity.com/hubfs/raw_assets/public/TransmitSecurity_December2022/images/transmit-white-logo.svg "Transmit security")](https://www.transmitsecurity.com/)